Granite City chiropractor's license suspended for 'inappropriate contact' with patients

News-DemocratMay 2, 2013 

The following businesses and individuals were disciplined by the Illinois Department of Financial and Professional Regulation in March:

* James Phillips, of Granite City, had his chiropractor license indefinitely suspended for failing to comply with the terms of the Order Requiring Presence of Chaperone During Patient Encounters and for inappropriate contact with three female patients.

* Dollars Today Inc., of Wood River, was fined $4,150 for the following violations: Security is not properly disclosed. The lender took security other than the vehicle title on a title-secured loan. Title-secured loan not fully amortized or is not repayable in substantially equal and consecutive payments.

* Illinois Title Loans Inc., of East Alton, was fined $2,775 for the following violations: Original documents, or approved equivalent, not canceled or returned following payoff. Repossession file does not contain a copy of the condition of the collateral at the time of repossession. Lender did not properly enter loan into the database on the day made. The company also was fined $4,375 for the following violations: The file of original papers for the loan is not properly maintained. Original documents, or approved equivalent, not canceled or returned following payoff. Loans more than 25 percent of borrower's income. Lender made a payday loan resulting in the borrower having combined outstanding payday loan principal balances greater than 25 percent of borrower's gross monthly income.

* World Finance Corporation of Illinois, in Granite City, was fined $5,000 for the following violations: The lender did not obtain borrower's most recent income documentation available at the time the loan was made. Lender made a small consumer loan to a consumer for which the total of all payments to be made in any month on the loan exceeds 22.5 percent of the consumer's gross monthly income.

* World Finance Corporation of Illinois, in O'Fallon, was fined $30,025 for the following violations: Original documents, or equivalent, not canceled or returned following payoff. Lender did not obtain any official documentation of the borrower's income before making a small consumer loan.

* World Finance Corporation of Illinois, in Belleville, was fined $12,000 for the following violation: Lender did not input information into the database within 90 days after making a small consumer loan.

* Terry Draper, of Trenton, had his certified residential real estate appraiser license reprimanded for appraising a property requiring licensure as a certified general appraiser.

* David Haines, of Glen Carbon, had his pharmacy technician license indefinitely suspended for a minimum of two years after information came to the department's attention indicating that he admitted and was subsequently terminated by his employer for diversion of controlled substances, specifically hydrocodone and alprazolam, for personal use. Related to that conduct, Haines pleaded guilty to the charge of unlawful possession of a controlled substance on Dec. 3.

* Flynn's Seamless Gutters LLC, of Glen Carbon, a roofing contractor, was reprimanded and fined $1,000 for practicing roofing contracting prior to being licensed.

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