Want to save money? Don't buy a calendar!

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Calendar kiosks have already set up shop at most malls, but unless you're dead set on the Yorkshire Terrier version, there's no reason to pay for a 2010 calendar. Free calendar offers are all over the Internet, and there are so many of them you even have a choice on theme. You can sign up for a free wellness calendar (https://www.baylorhealth.com/mybaylor/Pages/Registration.aspx), for example, that comes with stickers to keep track of your doctors' appointments. Here is a list of Web sites that allow you to customize and print 2010 calendars for free:

* Women's health 2010 calendar: http://www.womenshealth.gov/pub/calendar/

* A-10 Warthog calendar: http://www.technoframes.com/en/calendar-sign-up.php

* New Yorker calendar (poster calendar): https://secure.newyorker.com/magazine/sweeps/tnycalendar/entry/long?as0

* Personalized Range Riders calendar: http://www.experiencethewest.com/sample.php

* Coupon calendar from Nestle (includes $20 worth of coupons): http://instoresnow.walmart.com/enhancedrendercontent--ektid75438.aspx

* Conservative Women calendar (free for students) from the Clare Booth Luce policy institute: http://www.cblpi.org/calendar/

* Unity calendar: https://www.unity.org/cms-global/form/ViewForm.do?formTemplateCode2010UnityCalendar

Printable calendars

Check out these Web sites to print your calendar for free:

* printable2010calendar.net

* freeprintablecalendar.net: Allows you to include digital photos

* calendarlabs.com: A large database of calendars that you can customize, but you can also choose from pre-designed calendars.

-- Nicole Paitsel, Daily Press (Newport News, Va.)

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