MINNEAPOLIS - Margaret Paddock, who runs the Twin Cities private client wealth management business for U.S. Bank, learned early about financial management. Born in Poland, she moved to the Chicago area as an infant. Paddock's father left when she was 13 and her sister was 11. Her mother took a low-pay retail position, and Paddock worked her way through high school and college as a bank teller. At age 53, Paddock's mother was diagnosed with dementia and was fleeced by a financial scam artist who took her life savings of $30,000. She had to sell her home. Paddock, then the working mother of two children, brought her mother into her home and took over her affairs.