Q: We have a Health Savings Account at a local community bank. It’s basically for large medical expenses, so we don’t use it often. We just received a notice in the mail that the account “has been inactive since March 2, 2016, and will become dormant on March 2, 2018. Although this is your money, the law requires us, after a certain period of time, to turn over the money on deposit in inactive accounts to the State. ... Dormant balances of $999 or less will be charged $6 monthly.” I thought an account had to be dormant much longer than two years. Doesn’t the state have better things to do than to go after accounts that have been inactive for two years or longer? Also, the $6-per-month fee seems excessive and the state should be more concerned about those high dormancy fees than two years of inactivity. Could you check this out please? It just doesn’t sound correct.