Just about every city, county and state are operating with very limited funds. Several states are operating bankrupt. Millions of Americans live check to check, and barely do that with ever increasing prices.
Many countries world-wide are the same, some worse.
In biblical times, once every 50 years would be a “jubilee year.” All debts were wiped clean.
Imagine if the United States and the United Nations made this happen. How much would the people have if no car or mortgage payments?
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Let’s combine that with a users tax, eliminating the IRS? Everybody pays at every purchase.