If you served your country and are on the market for a new home — look no further.
Applications for a mortgage-free home in O’Fallon are being accepted by the non-profit organization Operation Homefront through March 10. Applications can be submitted by veterans or military families at the organization website.
There is now a single family, one-story, 1,432 square-foot home available in O’Fallon featuring two bedrooms and two bathrooms.
More information on the home can be found at Homes on the Homefront website.
Sign Up and Save
Get six months of free digital access to Belleville News-Democrat
Established in 2012, Homes for Homefront is one of the many programs offered through the organization.
Operation Homefront will continue this program in 2016 and hopefully beyond, according to Operation Homefront representative Jason Moody.
“So far, Operation Homefront has awarded more than 500 homes to military families nationwide, which includes more than 380 donated by JPMorgan Chase,” Moody said. “In 2015, Operation Homefront awarded 92 homes and deeded 102.”
Moody said there are four homes in Illinois in addition to O’Fallon, including Bridgeview, Cherry Valley, McHenry, Wheeling.
“It’s all about the American dream, and giving back to those who’ve served in the armed forces and on our front lines,” he said.
Placement is determined by Operation Homefront by evaluating the best overall match between applicants and a particular property and community, Moody said.
Qualifications for the program
▪ Must have an honorable discharge if a veteran. This includes dual military-veteran couples; and, each military veteran must have an honorable discharge in order to qualify for the program.
▪ Cannot be a current homeowner or mortgage holder. This includes any household member that would be residing in the home.
▪ Cannot have a felony criminal conviction. This includes all adult household members that would reside in the home.
▪ Must have supporting documentation such as proof of income, Veteran Affairs paperwork, DD214 (member 2, 4, 7 or 8), Military identification and/or government issued picture ID in order to process your application.
▪ If you or a member of your immediate family, like parents or spouses are employed by Chase, Wells Fargo or Bank of America you may not be eligible for homes donated by that banking institution.
▪ Individuals and/or family cannot be employed by Operation Homefront.
Once individuals apply, they will remain in the program for up to two years.
“So, if they aren’t chosen for the one they apply for, they still remain in our database and then they will be flagged for us and notified by us for other opportunities they may be eligible for,” Moody said.
Operation Homefront’s Homes on the Homefront Program partners with JPMorgan Chase, Wells Fargo, Bank of America and Meritage Homes to give away mortgage-free homes to veterans and military families. The homes that are donated to Operation Homefront are bank owned homes that are move in ready.
“Operation Homefront has received donated homes from JPMorgan Chase and other national lenders to provide permanent housing to military families and veterans from any era,” Jason Moody, representative of Operation Homefront, said.
The property is deeded to the chosen veteran or military family mortgage-free, but the resident will have to pay for property taxes, insurance and homeowner association fees once the property is in their name, according to Moody.
By connecting the American donor community to military families through a robust array of valued and life-changing programs that address the specific short-term and critical assistance, long-term stability and recurring support needs they experience, Operation Homefront is able to help military families overcome many of the challenges inherent in military life. Stronger, more stable and more secure military families is the result.
“This is the second home we’ve been able to offer in O’Fallon,” Moody said.
In 2014, O’Fallon Veteran Donna Pratt, was awarded a mortgage-free home for her and her family. Pratt joined the U.S. Army in 1991 and again in 2007. During her time, she served two tours, one during the Gulf War and one in Iraq in 2008. While working as an Army Sergeant in unit armor where she repaired and maintained all weapons for her designated unit, she required surgery for swelling and pain in her legs due to damaged tendons, ligaments and fractured bones in her feet and ankles. Pratt medically retired in 2012.
For more information on Operation Homefront, visit the website..
For more information or to apply for the O’Fallon home, please contact Janette Rose at 210.659.7756 or Janette.Rose@OperationHomefront.net.