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Search for homes for sale in metro-east of Illinois including Belleville, Fairview Heights, East St. Louis, Swansea, O'Fallon, Collinsville. Belleville News-Democrat newspaper and bnd.com provide information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities such as The Orchards, The Knolls, Oak Hill.

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Southern Illinois Homes Magazine

Looking for a new home? Check out current listings of homes for sale in the Belleville News-Democrat's Southern Illinois Homes monthly magazine. View the many homes for sale in the metro-east Illinois including Belleville, Fairview Heights, Swansea, O’Fallon, Collinsville, Edwardsville and neighboring communities. Preview all the pages and click thru to the website of the listing real estate agent or company for more detailed information. You will also find mortgage lenders to help you complete your home buying process. Check back every month for the newest homes for sale in southwestern Illinois.

Real Estate

The Mortgage Professor: How to pay off your mortgage faster without being scammed

The 30-year fixed-rate mortgage is a great instrument that has made home ownership possible for millions of consumers, but none of them like the idea of being in debt for 30 years. Those who like it the least and have the poorest understanding of how mortgage amortization works are vulnerable to payoff scam artists, who keep popping up with allegedly easy ways to pay down the balance faster.

Real Estate

The Mortgage Professor: Protecting borrowers in dysfunctional markets

The Dodd-Frank Act established the Consumer Financial Protection Bureau after the financial crisis to protect consumers in financial markets, but it does not tell the agency how to go about protecting consumers. The need for protection varies from market to market, depending on how well consumers can obtain the information they need to protect themselves, which in turn depends in large part on how competitive the market is. In competitive markets, the CFPB can and has adopted a "rotten apple" approach to regulation, finding and penalizing individual lenders or service providers who violate the rules that most observe.

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