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Search for homes for sale in metro-east of Illinois including Belleville, Fairview Heights, East St. Louis, Swansea, O'Fallon, Collinsville. Belleville News-Democrat newspaper and bnd.com provide information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities such as The Orchards, The Knolls, Oak Hill.

Homes of the Month

Smithton New Construction Features Split Bedroom Design

5531 Autumn Ash Dr., Smithton. 3 bedrooms, 2 baths, 1,635 sq ft, $239,900. This new construction, located in South Woods subdivision, features a master bedroom with two walk-in closets. The great room, part of the open central living area, features a vaulted ceiling and gas fireplace. Stainless steel appliances, granite countertops, a walk-in pantry and an elevated snack bar are kitchen highlights. The dining room includes a sliding door to the patio and backyard.

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Multiple Upgrades in O’Fallon Two-Story

924 Stone Briar, O’Fallon. 5 bedrooms, 4 baths, 3,040 sq ft, $304,500. Kitchen features all the bells and whistles – granite countertops, tile backsplash, island, walk-in pantry, hardwood flooring and stainless steel appliances. Enjoy the great room’s sealed gas fireplace and large bay window that brings in lots of natural light. The home theater, complete with projection system, surround sound and Internet, is part of the newly finished basement.

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‘Love where you live’ at Edwardsville’s @ Cloverdale

A new simplified living neighborhood located in the heart of Edwardsville. Your home's exterior maintenance is taken care of so you can live life to the fullest. Direct access to Madison Co. Transit Trails and all its recreational opportunities. Homes: 1,500-2,800 sq ft, 2-4 bedrooms, one- and two-story homes, 6 floor plans. Open central living area pictured above is typical of @ Cloverdale homes. Tour homes under construction 1-3 p.m. Sunday, with a representative on hand.

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Historic Millstadt Home

521 W. Oak St., Millstadt. 3 bedrooms, 1 bath, 1,639 sq. ft. $169,900. This well-maintained home's living room features a fireplace with Franklin stove insert as well as built-ins. Kitchen includes hardwood flooring, stainless steel appliances and solid surface Silestone countertops. Screened-in porch is ideal for relaxing or entertaining.

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Elegantly Appointed Lake House, Smithton, IL

5357 White Oak Dr, Smithton. 4 bedrooms, 3.5 baths, 5,126 sq ft $347,650. Spacious ranch lake home. Great room with skylights, fireplace and lake views. Outside living area with salt water pool, patio, private boat dock, small lake, access to 77 acre lake.

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Southern Illinois Homes Magazine

Looking for a new home? Check out current listings of homes for sale in the Belleville News-Democrat's Southern Illinois Homes monthly magazine. View the many homes for sale in the metro-east Illinois including Belleville, Fairview Heights, Swansea, O’Fallon, Collinsville, Edwardsville and neighboring communities. Preview all the pages and click thru to the website of the listing real estate agent or company for more detailed information. You will also find mortgage lenders to help you complete your home buying process. Check back every month for the newest homes for sale in southwestern Illinois.

Real Estate

Study: Foreclosed homeowners shun mortgages for renting

PITTSBURGH - Losing a home to foreclosure has left such a bad taste with some former homeowners that they have lost much of their will and desire to go through the underwriting process to get approved for a new home loan - even though years may have gone by since the foreclosure episode.

Real Estate

The Mortgage Professor: Becoming a homeowner when you don't qualify for a mortgage

Lease-to-own contracts and land contracts are different legal ways to transfer occupancy of a property from an existing owner who does not want to occupy it to someone else who does but cannot immediately qualify for the financing required to purchase it outright. Both lease-to-owns, known as LTOs, and land contracts, known as LCs, offer wannabe owners the right to occupy a house for a period during which they can improve their capacity to qualify for the financing they need to complete the deal.

Real Estate

The Mortgage Professor: Confronting the 3 reverse mortgage decisions

This article describes the three major decisions that must be made in taking out a reverse mortgage. The purpose is to alert potential borrowers to the information they will need to make the best decisions possible, and where to get it. A second purpose is to help those who are on the fence about whether or not a reverse mortgage is in their interest, to make up their minds.

Real Estate

Real estate Q&A: Is HOA obligated to pay for property damage?

Q: My husband and I live in a patio home. There is a common property area of about 15 yards behind our house. The builder planted royal palm trees in this common area. Fronds from a tree are causing unnecessary damage to the house and patio screen. Because we haven't had even a tropical storm, we went to the homeowners association meeting to ask the board to pay for the repairs. The board turned us down, saying our homeowner's insurance policy should pay. But the insurer also refused. Who is responsible for this?

Real Estate

High housing costs driving population shifts?

Fewer people are moving into some of the country's most expensive areas, including San Diego, Silicon Valley, and some Washington, D.C., suburbs. At the same time, places where the cost of living is lower, such as Las Vegas, Phoenix and parts of Florida, are showing bigger population gains, new census data show.

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