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Search for homes for sale in metro-east of Illinois including Belleville, Fairview Heights, East St. Louis, Swansea, O'Fallon, Collinsville. Belleville News-Democrat newspaper and provide information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities such as The Orchards, The Knolls, Oak Hill.

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Southern Illinois Homes Magazine

Looking for a new home? Check out current listings of homes for sale in the Belleville News-Democrat's Southern Illinois Homes monthly magazine. View the many homes for sale in the metro-east Illinois including Belleville, Fairview Heights, Swansea, O’Fallon, Collinsville, Edwardsville and neighboring communities. Preview all the pages and click thru to the website of the listing real estate agent or company for more detailed information. You will also find mortgage lenders to help you complete your home buying process. Check back every month for the newest homes for sale in southwestern Illinois.

Real Estate

Part-time living, full-time aesthetic

PHILADELPHIA - Steve Patterson's parents owned a small hotel and restaurant in the West Midlands of Worcestershire, England, when he was growing up, so the fact that his 3-year-old business provides places to stay makes perfect sense.

Real Estate

Real estate Q&A: Mortgage requires homeowner to have insurance

Q: Exactly what kind of property insurance is required by law if I have a mortgage? Every year or two, the requirements and costs seem to go up, and now the amount of coverage my lender wants is out of line with the value of my home. Also, can the lender force me to include the insurance payment with my monthly mortgage payment?

Real Estate

The Mortgage Professor: Choosing the best type of mortgage

Mortgage borrowers choosing between different types of mortgages face a puzzle, and that puzzle may be particularly perplexing today. Interest rates remain low by historic standards, and the spread between fixed- and adjustable-rate mortgages remains large. But there are widespread expectations that all rates will soon increase - unless of course the current stock market troubles cause rates to drop again. The challenge to borrowers who must choose a type of mortgage in this environment is also a challenge to anyone presumptuous enough to offer them advice.

Real Estate

The Mortgage Professor: Are home equity conversion mortgages overpriced?

Home equity conversion mortgages, the only type of reverse mortgage insured by the U.S. federal government, reputed to carry high upfront fees, which raises two questions. First, are seniors getting real value in exchange for the high fees? The answer in most cases is "no." Second, can a senior who knows the ropes avoid paying excessive fees? The answer in every case is "yes."

Real Estate

Real estate Q&A: Landlord wants rent paid in cash

Q: I am about to rent a new apartment, and the landlord put a clause in the lease that I have to pay the rent in cash - no checks or money orders. When I asked about it, I was told it was so he didn't have to report the income and could continue receiving disability benefits. I am concerned that if there is a problem later I will not be able to prove that I paid the rent. Is this OK?

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