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Search for homes for sale in metro-east of Illinois including Belleville, Fairview Heights, East St. Louis, Swansea, O'Fallon, Collinsville. Belleville News-Democrat newspaper and bnd.com provide information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities such as The Orchards, The Knolls, Oak Hill.

Homes of the Month

Custom Built Swansea Ranch, Open Concept Appeal

1023 Barteau, Swansea. 4 bedrooms, 4 baths, 3-car attached side load garage, full finished basement, inground pool, 4,313 sq ft, $387,500. Located in The Enclave at Castle Pines, this home has vaulted great room with gas fireplace and wide plank hardwood flooring. Gourmet kitchen includes lots of solid wood, glazed cabinets with granite countertops, a large island, ceramic tile backsplash and flooring, two pantries and stainless steel appliances. (7-24-16)

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New Construction in Shiloh's Villages at Wingate

210 Wingate Blvd, Shiloh. 3 bedrooms, 3 baths, 2-car attached garage, finished walkout basement. 2,400 sq ft. $184,900. Brand new, two-story in Camden Village is ready to go. Eat-in kitchen has espresso cabinetry with granite countertops and large pantry. Spacious lower level great room includes a sliding door walkout to backyard. Recently opened elementary school is just blocks away. (7-17-16)

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Rural Lebanon Home with Historic Charm, Serene Setting

10151 US Highway 50, Lebanon. 4 bedrooms, 3 baths, unfinished basement, 3,222 sq ft, 5 acres. $425,000. This 1920s two-story has many original features, including hardwood flooring and woodwork, with updates like geothermal HVAC system. Updated kitchen retains its country farmhouse character but has perks like ceramic tile flooring and maple Shaker-style cabinets with Corian countertops. (7-3-15)

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McBride & Son Homes’ Green Mount Manor, Convenient Location

2500 Wintercreek Dr., Belleville. Display Home. 4 bedrooms, 3 baths, two-car garage, unfinished basement, 2,030 sq ft, Base price of model is in the $180,000s. This new development from McBride & Son Homes has prices starting in the $150,000s, and there are eight different floor plans to choose from, including ranch and two-story styles, with a range of two- to four-bedrooms. You’ll be able to pick from over 70 lots and select from many available options to make your house just perfect for the way you live. (THFH 7-24-16)

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O’Fallon home Designed for Family, Friends and Fun

1136 Naturescape Ct., O’Fallon. 5 bedrooms, 4 baths, 3-car attached garage, finished walkout basement, heated saltwater inground pool, 4,624 sq ft, $443,000. Located in Windermire Ridge subdivision, the kitchen of this atrium ranch features granite-topped maple cabinets, an elevated snack bar, pantry and breakfast area. The great room has picturesque views with its window wall and atrium overlook to the lower level. (TWFH 7-17-16)

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Log Cabin Dreams at Rural Belleville Residence

3048 Rock Hill Rd., Belleville. 3 bedrooms, 2 baths, 2-car attached side load garage, partially finished basement, 1,716 sq ft, 30- by 50-foot outbuilding, all on 6 acres. $295,000. This one-and-a-half story log home features a wraparound porch that connects to the huge backyard deck with pergola. There’s a dramatic view of the two-story great room from the upstairs loft. The well-equipped kitchen includes Amish hickory cabinets, Corian countertops and a total of three ovens. (TWFH 7-10-16)

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Southern Illinois Homes Magazine

Looking for a new home? Check out current listings of homes for sale in the Belleville News-Democrat's Southern Illinois Homes monthly magazine. View the many homes for sale in the metro-east Illinois including Belleville, Fairview Heights, Swansea, O’Fallon, Collinsville, Edwardsville and neighboring communities. Preview all the pages and click thru to the website of the listing real estate agent or company for more detailed information. You will also find mortgage lenders to help you complete your home buying process. Check back every month for the newest homes for sale in southwestern Illinois.

Real Estate

Real estate Q&A: All owners will have to pay for HOA's mistake

Q: I live in a community with a homeowner's association. The board hired unlicensed workers to paint and replace fences. The city then cited our association with a code violation and a fairly substantial fine. There is also the expense to fix the issue. The board members want to pass the fines along to the homeowners who live close to those fences. Can they legally do this? Are the board members individually liable?

Real Estate

3 ways to avoid paying a loan origination fee for your mortgage

A house is usually one of the biggest purchases a person will make in his lifetime, which means the loan taken out for it will probably also be one of the biggest. If you're applying for a mortgage or deed loan, as a potential borrower, you need to understand all the fees associated with your loan and shop around for the best offers. One of these fees is the loan origination fee.

Real Estate

The Mortgage Professor: How to unleash the reverse mortgage market

Last week's article indicated that the market for home equity conversion mortgages - the federal government's reverse mortgage program - is not a shoppers market because the product is not well-defined, the prices charged are obscure, and borrowers have no reason to be confident that the product selected will be delivered at the agreed-upon price. Home equity conversion mortgages, or HECMs, are offered in a gotcha market.

Real Estate

Real estate Q&A: Condo owner won't leave for termite tenting

Q: Our condominium building has termites and needs to be tented. Everyone must leave for two full days. One owner is refusing to leave, saying he doesn't have any termites and doesn't want strangers in his home. His wife is bed-ridden, and, quite frankly I don't believe he can afford to stay in a hotel for two nights. If he and his wife don't leave, the building can't be treated. What are the rights of the other residents, and what action can be taken to get him and his wife to vacate?

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